AUSTRALIAN MORTGAGE BROKERS
NO PROOF OF INCOME REQUIREDBuilt for ABN Holders & Sole Traders
No Tax Returns? No Problem.
Self-employed low-doc loans from 6.23%*. Get answers fast — no tax returns, bank statements, BAS, or accountant’s letter needed when refinancing.
6.23%*Owner Occupier
6.53%*Investor
Simplified Refinance — You Only Need:3 Documents
112 months clean mortgage payments
2ID (Passport or Driver Licence)
31 council rates notice
No payslips, tax returns, bank statements, BAS, or accountant letter needed.
Beat the Big 4 Bank Rates
The Big Four BanksBuilt for employees. Require 2+ years tax returns, payslips, and endless red tape.
Janai FinancialBuilt for ABN holders. Bank-beating 6.23%* rates with 48h turnaround and zero income proof to refi.
Lower rates available with full financialsLearn more →
*All rates are per annum (p.a.) and subject to change and lending criteria. Available to qualifying self-employed and low-doc borrowers.