Low-Doc Specialists

Home loans without the usual paperwork.

Self-employed Australians often have strong cash flow but tax returns that do not reflect their real income. A low-doc or alt-doc loan lets you verify income using alternative documentation such as bank statements, BAS statements, or an accountant declaration. We also offer Lease-Doc options for commercial property investors, with transactions from $300,000.

What you may need

  • Business or personal bank statements
  • BAS statements for the last 12 months
  • Accountant letter or declaration
  • ABN and GST registration details
  • Evidence of deposit or equity
  • Commercial lease documentation (for commercial investors)

Benefits

  • Borrow using your actual trading income
  • Alt-Doc and Lease-Doc options available
  • Residential and commercial property from $300,000
  • Competitive rates from specialist lenders
  • Purchase, refinance, or cash-out options
  • Fast turnaround on pre-approvals

Not sure if you qualify?

Every situation is different. Speak with one of our brokers to find out which low-doc or alt-doc option suits you.

Request a callback